Logbook Loans usually run for 78 weeks, but can be paid back earlier. Before accepting the loan you must make sure you do all your research and that you can afford to pay back the loan alongside the interest. Your regular payments may only be repaying the interest charges until the last month of your contract, when you will be expected to pay the loan itself. If your circumstances do change, and the lenders you have chosen can see this then they should help you come to an agreement to help you if they see you are not able or trying they are entitled to take your vehicle. Lenders will try there hardest to help you come to an agreement as it is more beneficial for them if you have your vehicle and repay the loan back including the interest.